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Accident Insurance

Protect Yourself From The Unexpected

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What is Accident Insurance?

Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you have a covered accident, we'll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It's as simple as that.

You'll receive cash benefits for these and other expenses that may not be fully covered by yourmajor medical insurance

  1. Broken Teeth
  2. Concussions
  3. Intensive Care Unit Confinement
  1. Ambulance, Ground And Air
  2. Emergency Room Visits
  3. Lacerations

80.1 Million total number of visits to physician offices, hospital outpatient and emergency departments for injuries in 2014

43.0 Million number of just emergency department visits for injuries in 2014

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Why do I Need Accident Insurance?

After an accident, you may have expenses you've never thought about before. Can your finances handle them? It's reassuring to know that an accident insurance policy can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy.

In addition, your regular bills, such as the mortgage or rent, car payments and utility bills don't stop when you're laid up after an accident. Accidental injury benefits are paid directly to you, so you can use them to help with your normal bills as well.

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Accidental Death and Dismemberment (AD&D)

Even with all the precautions you take to keep you and your family safe, accidents happen. An accidental death, dismemberment or paralysis can be devastating to any family. An Accidental Death and Dismemberment policy gives you and your family the power to protect yourselves against the financial stress that can come through one of these unfortunate events.

  1. Immediate Cash Paid to You
  2. $100,000-$500,000 of coverage available
  3. Guaranteed issue
  1. Issue Ages 18-80 for adults
  2. Issue ages 0-25 for children
  3. Guaranteed Renewable for life
  1. All unintentional injury deaths
    1. Number of deaths: 130,557
    2. Deaths per 100,000 population: 41.3
    3. Cause of death rank: 4
  2. Unintentional fall deaths
    1. Number of deaths: 30,208
    2. Deaths per 100,000 population: 9.6
  3. Motor vehicle traffic deaths
    1. Number of deaths: 33,804
    2. Deaths per 100,000 population: 10.7
  4. Unintentional poisoning deaths
    1. Number of deaths: 38,851
    2. Deaths per 100,000 population: 12.3
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Call Today!1.877.445.3112Calling the number above will direct you to a licensed sales agent.

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